Mortgage deal ending

My current mortgage deal is ending, how do I change to a new deal?

If you're an existing mortgage customer, you can switch to a new deal from our available products.

We will not complete a credit check unless you want to request additional borrowing.

Apply to switch online

You may be able to complete your product switch online if your mortgage meets our eligibility criteria. If it does not, you may still be able to apply to switch your deal over the phone.

Apply to switch by phone

If you'd prefer not to apply online, are not eligible to apply online, or would like to receive mortgage advice, you can apply to switch by phone.

Apply to switch deals

Switching your mortgage product with The Co-operative Bank could mean getting a better rate and saving money. Learn about switching your existing deal and switch online.

Switch your deal

My mortgage deal is about to end, what are my options?

Switching your mortgage product with us could mean getting a better rate and saving money. We won't need to do a valuation, unless you believe your property has increased in value, or you think you could be eligible for a lower rate.

You may be able to switch before your mortgage deal is due to end. Early repayment charges may apply so please speak to our mortgage team on +44(0)8000 288 288 (call charges) to find out what options are available to you.