Add an additional card holder

You can have an additional card holder on your credit card. Both of you will have your own card, but will share the credit limit available.

The main credit card holder will be liable for the debt accrued on both cards. This means, as the main card holder, you will be responsible for any spending made on either of the cards.

You'll need the permission of the additional card holder to share their information before completing the application.

Here are some things that you need to know:

  • both card holders share the same credit limit
  • your statement will detail purchases made by all cards on your account
  • an additional card on the same account is free
  • you can apply by post

To be eligible, the additional card holder must be:

  • 18 or over
  • a UK resident

How do I add an additional card holder?

You can apply to add an additional card holder by following these steps:

  1. Download then print an additional card holder application form.
  2. Check the additional card holder is eligible.
  3. Enter the additional card holder's details.
  4. Sign and post the completed form to:


The Co-operative Bank
PO Box 4931
Swindon
SN4 4PL

We’ll process your application and contact you via post with the outcome. If you’re successful, the additional card holder will receive their card within 3-5 working days of the outcome.

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